- You are here:
- Home
- Government
- Departments
- Human Resources
- 2023 Open Enrollment
2023 Open Enrollment
2023 Open Enrollment is here
Open enrollment for 2023 starts Friday, November 18, 2022, and ends on Wednesday, November 30, 2022. All changes and completed forms must be received in the Human Resources Department by 5:00 pm on November 30, 2022.
Open enrollment is the only time you can make changes to your health, dental and vision insurance benefit elections in the year unless you have a "qualifying event" such as a marriage, divorce, birth, etc.. in which Human Resources needed to be notified within 30 days of the qualifying event.
If you are interested in enrolling in the Flexible Spending Account for health and/or dependent care, you MUST re-enroll each year as you are not automatically re-enrolled.
Please note if you are NOT making any changes to your health, dental, and/or vision insurance coverage NO action is required.
2023 Health, Dental, and Vision Premiums
Information regarding health, dental and vision insurance plans, Flexible Spending Accounts and our NEW benefits is listed below:
Health Insurance (Must work a minimum of 30 hours per week to be eligible)
- We will be remaining with WCA Group Health Trust Insurance in 2023 for our Health Insurance Coverage
There was a 1.5% increase in premiums as indicated in the 2023 insurance premiums listed below - There are no plan design changes, additional information regarding our plan is found in the Benefits Booklet and Summary of Benefits of Coverage listed below.
- The pre-tax insurance deductions are taken a month BEFORE the premium is due.
- Employees and their dependents (ages 2 and up) enrolled in our health insurance plan can utilize the Aurora Group Health Trust Clinic at NO COST.
- Basic eye exams are covered under our health insurance plan at NO COST to the employee.
- Only one preventative annual exam will be covered in a calendar year.
- Additional information can be found on the UMR website by clicking on the following link: UMR Website
Please contact UMR's customer service department at 1-800-826-9781 for assistance with specific insurance questions, locating a doctor in the network, online registration, or for general assistance with managing your healthcare.
Ozaukee County Summary of Benefits and Coverage January 1 2023 through December 31, 2023
Ozaukee County Health Insurance Enrollment Form
2023 Health Insurance Summary Plan
Dental Insurance (Must work a minimum of 18.75 hours per week to be eligible)
- We will be remaining with MetLife for our 2023 dental insurance coverage.
- There was a 7% increase in premiums as indicated in the 2023 Insurance Premiums listed Below
- There are no plan design changes, additional information regarding our plan is found in the Summary of Benefits Listed below.
- The pre-taxed dental deductions are taken a month BEFORE the premium is due.
- MetLife does not issue ID cards for dental coverage. You would need to use our group number or your Social Security number at your provider's office.
If you have any questions regarding our dental insurance coverage please feel free to reach out to MetLife directly by clicking on the following link MetLife Link or by contacting a customer service representative at 1-800-438-6388.
Dental Insurance Summary Plan Design
How to Use Your Dental Insurance Overview
My Benefits Registration Flyer
2023 MetLife Dental and Vision Enrollment - Change Form
Vision Insurance (Must work a minimum of 18.75 hours per week to be eligible)
- We will be remaining with MetLife for our 2023 vision insurance coverage
- There will be a 7% increase in premiums as indicated in the 2023 insurance premiums listed below.
- There are no benefit design changes, additional information regarding our plan is found in the Summary of Benefits listed below.
- The pre-taxed vision deductions are taken a month BEFORE the premium is due.
- MetLife does not issue ID cards for vision insurance. You would need to use our group number or your Social Security number at your provider's office.
If you have any questions regarding our vision insurance coverage please feel free to reach out to MetLife directly by clicking on the following link MetLife Link or by contacting a customer service representative at 1-855-638-3931
2023 Ozaukee County Vision Plan
2023 MetLife Dental and Vision Enrollment - Change Form
Flexible Spending
Flexible Spending Account (Must work a minimum of 30 hours per week to participate in both health and dependent care FSA accounts)
Flexible Spending Accounts (FSAs) are authorized under the IRS code and allow employees to pay for qualifying medical, dental, vision, and dependent care expenses on a tax-free basis. Eligible employees determine the amount they want to contribute to their Health Care FSA or Dependent Care FSA. The amount chosen by employees is automatically deducted pre-tax (meaning before FICA, federal and state taxes) from each paycheck during the plan year. There are 26 pay periods each year.
We will remain with Diversified Benefits Services (DBS) as our Flexible Spending Account vendor in 2023.
- Employees participating in the 2023 Flexible Spending Account will need to register through the following DBS registration link: Flex Plan Online Registration Link The open enrollment instructions are listed below.
- You will need to register for the Flexible Spending Accounts each year if you want to participate in the program, they do NOT automatically renew.
- The 2023 Maximum Health Care FSA election is $3,050 and the 2023 Maximum Dependent Care Election is $5,000.
- Employees that participate in FSA will have their deductions taken on a pre-tax basis and will have the opportunity to save approximately 30% in taxes. Please see the worksheet below to calculate your approximate savings.
- Employees enrolled in Health Care FSA in 2022 can roll over up to $570.00 into 2023. Claims from 2022 must be submitted by March 31, 2023, to be reimbursed. If the carryover funds are not used for prior plan year expenses, participants will not lose them. The carryover amount will remain and can be used for the next year's (2023) expenses.
- Once an employee enrolls in FSA they cannot cancel until the following year unless there is a qualifying event such as a marriage, birth of a child, or loss of health insurance coverage to name a few. The change would need to be made to your account within 30 days of the event.
- Employees who enroll in Health Care FSA in 2023 can roll over up to $610.00 into 2024.
- Eligible claims received Friday's by 9:00 am will be reimbursed the following Friday.
- You can be reimbursed either through direct deposit or by having a check mailed to you.
- Employees enrolling in the FSA account with DBS will receive a debit card which is good for 5 years. Employees currently enrolled in the FSA plan with DBS will NOT receive a new debit card
If you have any questions regarding a Flexible Spending Account please feel free to reach out to a Diversified Benefits Representative and they would be able to assist you. A representative can be reached at 1-800-234-1229.
Additional information regarding the 2023 Flexible Spending Account and online registration are listed below.
2023 Flexible Spending Plan Important Information
Pre-Paid Benefits Card - Frequently Asked Questions
Health Care Flexible Spending Account Information
Dependent Care Flexible Spending Account Information
Over-the-Counter Drug and Product Guide
FSA and HRA Debit Card Substantiation
On-Line Enrollment Instructions
2023 NEW BENEFITS
Effective January 1, 2023, we will be offering the following NEW benefits which will be administered through MetLife. Additional information is listed below and will be reviewed during the ZOOM meetings which will be held on the following dates and times. Employees will be receiving an email with the Zoom meeting links.
Monday, November 21, 2022: 2:30pm-3:30pm
Tuesday, November 22, 2022: 10:30am-11:30am
Monday, November 28, 2022: 9:30am-10:30am
Tuesday, November 29, 2022: 3:00pm-4:00pm
MetLife New Benefits Recorded Presentation
MetLife New Benefits Frequently Asked Questions
MetLife New Benefits PowerPoint Presentation
Voluntary Term Life Insurance (All full-time employees working a minimum of 37.5 hours per week)
- Employees are eligible the first of the month following two months of employment.
- Payroll deductions will be taken a month before the payment is due.
- If an employee elects voluntary life insurance, NO changes can be made during the year unless there is a qualifying event of which Human Resources would need to be notified within 30 days of the event.
- Eligible employees will be receiving an Voluntary Term Life Insurance/Voluntary Short Term Disability enrollment form which MUST be completed and returned to Human Resources even if the employee is waiving coverage NO later than 5:00pm on Wednesday, November 30, 2022.
Ozaukee County – Voluntary Life Insurance Benefit Summary
Voluntary Life Insurance Benefit Overview
Will Preparation Frequently Asked Questions
Voluntary Short-Term Disability (All full-time employees working a minimum of 37.5 hours per week)
- Employees are eligible the first of the month following two months of employment.
- Payroll deductions will be taken a month before the payment is due
- If an employee elects voluntary life insurance, NO changes can be made during the year unless there is a qualifying event of which Human Resources would need to be notified within 30 days of the event.
- Eligible employees will be receiving an Voluntary Term Life Insurance/Voluntary Short Term Disability enrollment form which MUST be completed and returned to Human Resources even if the employee is waiving coverage NO later than 5:00pm on Wednesday, November 30, 2022.
Ozaukee County – Short-Term Insurance Benefit Summary
Short-Term Disability Benefit Overview
How to File a Disability Claim - Step By Step Instructions for Paper Submission
Short Term Disability Calculator
Pet Insurance (All Employees)
- Eligible the first day of employment, there is NO waiting period
- Each pet will need a separate insurance plan.
- Employees will need to contact MetLife directly as this would NOT be a payroll deduction. A MetLife customer service representative can be reached at: 1-800-GET-MET8.
Pet Insurance Additional Information
If you have any questions regarding open enrollment or Ozaukee County's benefits please reach out to Ellen Jarr, Benefits Manager in Human Resources at (262) 284-8323 or by email at: ejarr@co.ozaukee.wi.us