Is
your property at risk of
flooding?
Many
properties in Ozaukee County
are located in a floodplain --
an area prone to flooding. The
Federal Emergency Management
Agency (FEMA) has mapped areas
of our county that are subject
to flooding during a one
percent or 100 Year flood
event. Buildings located in
these areas are required to
have flood insurance as a
condition of receiving a
federally backed mortgage loan
or home equity loan. The
FEMA Flood Insurance Rate Maps
(FIRM) can be accessed on-line
and printed out as 'Firmettes'
or you can visit the Ozaukee
County PRLM site.
By entering
your property address at
FLOODSMART.GOV,
you can view your 'Flood Risk
Profile'. You can also
access several other
interactive web-pages, such as
"Find your flood
scenario" and "What
will a flood cost you?".
Ozaukee County
has a GIS-based 'interactive
map site' that includes
PLSS lines and property /
floodplains boundaries
overlain on aerial photographs
for the entire county. Use
the Parcel
Search function to find
your property, then use the Layer
Display functions to
activate the 'Ozaukee
Floodplain' layer.
Ozaukee County
has been selected as one of
the first FEMA projects in
Wisconsin to receive upgraded
floodplain maps. This site
contains DRAFT copies of the
upgraded floodplain mapping.
Find the general location of
your property on the maps to
see if you are in a flood
prone area.
If
your property appears in a
FEMA–designated flood zone,
and you do not already have
flood insurance, you should
contact your insurance
provider for more information.
If
your property appears in an
additional flood zone as
designated by FEMA,
your property is generally at
a lesser risk and is most
likely not required to have
flood insurance, but flood
insurance is available to you.
You still may want to take
some precautions.
If
your property is not in a
mapped floodprone area, there
may be an undesignated risk,
including localized flooding
from stormwater ponding or
storm drain overflow. Flood
insurance, while not required,
is still available to you, and
there are precautions that you
can take during storm events.
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